Fixed vs. Variable 
 Rate Mortgages

 

Most loans offer either a fixed or variable interest rate, although some offer you a choice. This following illustrates the advantages and disadvantages of both fixed and variable rate loans.
 
 
Fixed Rate Mortgages Fixed Rate Mortgages
Adjusted Rate Mortgages (ARM) Adjusted Rate Mortgages (ARM)
Adjusted Rate Mortgages (ARM) Interest Only Loans/Mortgages
Standard ARMS and the Differences Standard ARMS Mortgage and the Differences
Introductory Rate ARM's Introductory Rate ARM's Mortgage
Reverse Mortgages Reverse Mortgages -Convert Equity to Cash
Reverse Mortgages Reverse Mortgages -Convert Equity to Cash
London Inter Bank Offered Rate (LIBOR) Reverse Mortgages- Moving Forward
London Inter Bank Offered Rate (LIBOR) London Inter Bank Offered Rate (LIBOR)
Balloon Mortgages Balloon Mortgages
Interest Rate Buydowns Interest Rate Buy downs
Cost of Funds Index (COFI) Cost of Funds Index (COFI)
Graduated Payment Method (GPM) Graduated Payment Method (GPM)
Choosing The Best Program Choosing The Best Program

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